about company
Small Business Loans
For your Business Growth
We are a well-established Business Funding Consulting Company with over 10 years of experience in the industry. Our team of dedicated professionals shares a common goal of building strong and enduring relationships with both lenders and small businesses. Our primary focus is to provide funding solutions for startups and existing businesses. As entrepreneurs ourselves, we fully grasp the significance of having sufficient working capital to sustain and expand your business. Therefore, our first step is to thoroughly assess your specific business needs. Based on this assessment, we carefully select lenders who are best suited to offer the ideal solutions for your short-term and long-term financial requirements.
Lending4BiZ offers innovative financial programs with significantly lower approval requirements compared to traditional bank loans, providing small businesses with a fast and seamless way to secure the capital needed to bring their dream businesses to life. We know the challenges faced by small businesses, which is why we have a range of lending options available for owners with low or bad credit, offering short term, mid term, and long term loans.
- Our funding solutions are specifically designed to help small businesses and business owners based in the US, regardless of their previous rejections from banks, credit history, or establishment stage. In the majority of cases, our loans do not require collateral.
- Our qualification and underwriting criteria are tailored to each funding solution and may consider factors such as the owner’s FICO score, business revenue, business credit score, account receivables, profit and loss statement, as well as business and personal tax returns.
- Our aim is to support small businesses in starting, growing, sustaining, or scaling their operations by providing solutions that overcome financial barriers. When Banks say no, we say yes!
We understand well that time is of the essence for small businesses, which is why we strive to provide a quick and efficient process. After document submission, you can expect a decision in as little as 24 hours. Once approved, funding can be received in as fast as the same day or within 10 days. It’s important to note that certain funding solutions, like SBA loans, may take longer to finance due to the complexity of underwriting. Rest assured, our team will work diligently to streamline the process and provide a timely solution for your business.
Our Vision
Lending4Biz is devoted to be the connective force among lenders and businesses by providing a top quality services, through carefully selected efficient sources with maintained integrity and accountability at all levels of relations.
Our Mission
To help small business owners maintain, grow and scale their businesses
Our Core Values
-
- All we do is done by the people and for the people
- Continuous education, market study and product learning
- Openness and partnership
- Fairness and justice, respect and integrity
Why Choose Us
Approval in 24 HR. Funding within Days. Fill out our straightforward application to get started. Your dedicated advisor will be in touch with you do discuss the best financing options for your business
You get your own dedicated advisor to discuss your options at no cost. No upfront or broker fees. Your consultant will work closely with our partner lenders to provide multiple financing options to fit your specific business needs
- No impact on your credit score for inquiry
- There is no minimum FICO score for the most of our financing options
- We value your time, so we crafted solutions requiring minimal paperwork