Credit Card Processing
Cash Discount
Creative solution that maximizes the benefits and minimizes the costs associated with electronic payments. Let the Service Fee to cover the majority of costs associated with credit card acceptance.
Merchant Services & Cash Discount
This is a solutions that maximize the benefits and minimize the costs associated with electronic payments. The Cash Discount program is a fairly new program that allows Merchants to charge a Service Fee to the individual cardholder paying for a transaction with a credit card, and offering an immediate discount to anyone paying with Cash or Check/ACH.
Cash Discount nearly eliminates the processing costs associated with credit card acceptance. Most Merchants pay between 3‐4% of their monthly credit card volume for credit card processing fees, and this cost directly impacts their bottom line. The Service Fee covers the majority of costs associated with credit card acceptance, nearly eliminating a Merchant’s processing costs.
INDUSTIRES
✓ Automotive Shops/Tires/Parts
✓ Office Supply Stores
✓ Car Washes
✓ Antique Stores/ Pawn Shops/ Resale Shops
✓ Nurseries
✓ Family Destinations (Zip Lining, Bowling)
✓ Cell Phone/ Electronic Stores
✓ Bakeries/Donut Shops
✓ Quick Serve Restaurants
✓ Kids Specialty Events (Arcades, Bounce House Centers, Laser Tag, Mini Golf)
✓ Dental Offices
Chiropractors
Medical Specialty
Marina/Boat Supplies
✓ Even Centers/Venues
✓ Adult Specialty Events (Cooking class, Dance studio, Wine and canvas)
✓ Pet Grooming/ Supplies
✓ Retail and Specialty Retail
✓ Veterinary Clinics
BENEFITS
✓ Save up to 95% of CC processing costs
✓ Incentivizes Cardholders to use cash
✓ Merchant can charge a Service Fee
✓ Good for small ticket merchants
✓ Customizable program
✓ No registration with Card Associations
✓ No long term contracts
✓ Simple program to implement
✓ Significant Savings on CC processing
✓ Proprietary technology
✓ Great Customer Support
✓ Smooth underwriting process
✓ Allowed in all 50 States
What Makes Us Different
Have Some Questions?
From what we are seeing, no. Cardholders are becoming savvier about how electronic payments work (and what they cost), and they’ve been seeing these for years at gas stations, when booking event tickets, etc.
The short answer is no, as it is considered Cardholder Discrimination to charge some Cardholder’s the fee and not others. However, there are other offsetting discounts that can be given when appropriate. We will work with you so the program is implemented with a plan for any Cardholders who are upset (which rarely happens).
Usually, Early Term Fees from other processors (we do NOT charge these) are between $250‐$500. These are usually recouped within 1 month of switching to Cash Discount.
Yes, you can get a business loan with a 500 credit score using a co-signer, business cash flow, monthly deposits, account receivables, assets you own, or inventory. Though for the best of your business, it is highly recommended to maintain good personal credit (or repair it) and build appropriate business credit. Feel free to reach out to our Funding Advisors for more information on qualifying for business funding or improving personal or business credit scores.
GGet started requesting Your FREE Business Funding Plan or scheduling NO Obligation Call with Funding Advisor Today! After identifying the best funding and credit options that are specific for your current business situation and receiving necessary documents (in most cases it is a one-pager loan application, 3-6 last months of business bank statements, consolidated FICO report), you will get funding offer(s), usually within 24hr-48hr (depends on funding solution)
BBeing entrepreneurs we understand importance of having appropriate financial support in right time for your business. We tirelessly work on maintaining and growing our financial solutions portfolio to provide you with short and long term funding and fill you with confidence in your present and future business operations.
We offer creative financial programs with significantly lower approval requirements compared with traditional bank loans, so our funding solutions are the fastest and easiest way to obtain the capital you need.
UUsually approval takes up to 48 hours. Approval time may vary depending on requested product, how quickly you provided required supporting documents and information, and amount of funding being requested. We value your time and vigorously requiring our lending partners to maintain fast and common-sense underwriting process.
Nope! All you have to do is display signage at the front, near the register, and make sure the receipts display the service fee as a separate line item. Prices displayed are the cash prices.
Get started requesting Your FREE Business Funding Plan or scheduling NO Obligation Call with Funding Advisor Today!
It is possible. We will work with your POS company to determine if it is possible to keep using their POS.
Small businesses get financing from different lending organizations. As a small business owner, you can get financing from banks, private lenders, and financing institutions. We offer various funding options for small businesses like yours, so you can thrive and achieve your goals.
Get started requesting Your FREE Business Funding Plan or scheduling NO Obligation Call with Funding Advisor Today!
There are NO upfront application fees of any type. For certain loan types, there may be associated origination fees which would be properly disclosed on a contract and only deducted after funding.
EEach business is unique as well as your financial situation. That is why we work with multiple leading financial institutions to accommodate various scenarios and help small businesses to get support they need. Your dedicated advisor will go with you all the way to find the best possible solution for you and your business.
IIn our portfolio we have a seasoned lenders to finance a wide spectrum of industry groups in a variety of sectors from Dry Cleaners to Aerospace.
Though there may be some restricted industry types for specific financial product requested
YYour dedicated advisor will work with you to better understand your business needs (short term and long term). You will review provided funding options to determine which financing solution best suits your current business needs and make a final decision which one to take.
Get started requesting Your FREE Business Funding Plan or scheduling NO Obligation Call with Funding Advisor Today!